What are Annuities? Are contracts written by insurance companies agreeing to pay you depending on your contract a guaranteed, fixed, or equity return with no Risk of your principal.

Law Suit and Creditor Proof
Section 72 Internal Revenue Code

• Fixed - Guaranteed rated and terms
• Equity Index - Guaranteed all principal , with upward potential of stock market gains; no risk of down turn.
• Taxes - Annuities pass through probate
• Probate - Annuities offer check writing privileges
• Safety - Annuities are guaranteed by the legal reserve
• Options - Guaranteed lifetime income.

* Recommendation:

Good for monies you want guaranteed, or you want guaranteed to a special beneficiary.